Cortburg Speaks Retirement
Tune in every Wednesday to "Cortburg Speaks Retirement," your go-to podcast for the latest insights on investing, financial planning, and retirement strategies!
Join Certified Retirement Counselor, Miguel Gonzalez, as he delves into timely investment topics, offers expert advice on money management, and addresses common concerns about navigating the stock market.
Episodes
235 episodes
8 Smart Money Moves for HENRYs in a Volatile Market
HENRYs—High Earners, Not Rich Yet—face unique financial challenges despite strong incomes. In this episode, Certified Retirement Counselor Miguel Gonzalez shares 8 key money management and investing strategies to help HENRYs build wealth ...
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Season 2024
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Episode 235
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6:15
Estate Planning for Parents of College-Bound Kids
Before your child heads to college, make sure your estate plan is in place. Miguel Gonzalez, Certified Retirement Counselor, shares four key legal documents parents should have to protect their family's future.Cortburg Retirement Adviso...
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Season 2024
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Episode 234
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5:29
10-Year Rule for Inherited IRAs: What Every Beneficiary Needs to Know
In this episode, Miguel Gonzalez, Certified Retirement Counselor, breaks down the 10 most important facts about the 10-year rule for inherited IRAs. Learn who this rule affects, the key tax implications, and how to strategically navigate RMDs a...
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Season 2024
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Episode 233
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5:49
Finding Financial Zen: Simple Steps to Reduce Money Stress & Build Wealth
Financial stress can feel overwhelming, but finding your financial zen is possible! In this episode, Miguel Gonzalez, CRC®, shares simple yet effective strategies to create balance in your finances—helping you budget smarter, save wisely, and i...
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Season 2024
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Episode 232
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5:53
After-Tax Contributions: A Smart Strategy for Retirement Savings
Unlock the power of after-tax contributions to boost your retirement savings and reduce taxes in retirement. In this episode, Miguel Gonzalez, CRC®, breaks down how after-tax contributions, Roth IRAs, and strategic tax-free withdrawals can opti...
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Season 2024
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Episode 231
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6:24
FIRE vs. DIRE: Two Different Retirement Strategies – Which One is Right for You?
Should you retire early and embrace financial independence (FIRE), or delay retirement and maximize benefits (DIRE)? In this episode, Miguel Gonzalez, CRC®, breaks down the pros and cons of both strategies to help you make an informed dec...
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Season 2024
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Episode 230
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7:18
Retirement Taxes Explained: How to Pay Less and Keep More of Your Savings!
Understanding how your retirement income is taxed can help you avoid costly surprises and keep more of your hard-earned money. In this episode, Certified Retirement Counselor (CRC) Miguel Gonzalez breaks down tax strategies for 401(k)s, IRAs, R...
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Season 2024
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Episode 228
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6:28
Helping Aging Parents with Finances: Smart Steps for Financial Security
This week, Miguel Gonzalez, CRC, shares practical steps to help protect your aging relatives' finances—organizing accounts, preventing scams, and setting up a Power of Attorney. Cortburg Retirement Advisors is a boutique financial ...
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Season 2024
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Episode 227
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4:56
Post-Holiday Recovery: Smart Financial Tips to Rebuild Savings and Pay Off Debt
Miguel Gonzalez, a Certified Retirement Counselor with 20+ years of experience, shares practical tips to help you get back on track after overspending during the holidays. Learn how to tackle debt, rebuild savings, and prepare for a stress-free...
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Season 2024
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Episode 226
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4:17
Money Management for Career Success | Smart Income Strategies for a Secure Future
In this episode, Certified Retirement Counselor Miguel Gonzalez shares essential income management techniques to help you budget, save, invest, and plan for your future.Cortburg Retirement Advisors is a boutique financial planning firm ...
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Season 2024
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Episode 229
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6:08
529 Plans Explained: Tax Benefits & Savings Strategies
Discover everything you need to know about 529 plans—how they help fund education, provide tax benefits, and act as a wealth transfer tool. Join Miguel Gonzalez, CRC, for insights that can impact your family’s future.Cortburg Retirement...
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Season 2024
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Episode 225
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6:53
Maxed Out Your 401(k)? Top Retirement Savings Strategies
Miguel Gonzalez shares smart strategies for growing your retirement savings beyond your 401(k). Learn about IRAs, HSAs, and more. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, pro...
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Season 2024
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Episode 224
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4:56
6 Signs You're Not Saving Enough
Miguel Gonzalez, CRC, breaks down 6 signs that your retirement savings may be falling short. Learn practical strategies to adjust your financial planning and ensure a more secure retirement.Cortburg Retirement Advisors is a boutique fin...
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Season 2024
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Episode 223
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6:36
Top 5 RMD Mistakes to Avoid in 2025
Miguel Gonzalez, CRC, shares the top five RMD mistakes and how to avoid costly penalties. Stay on track with your retirement withdrawals!Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, p...
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Season 2024
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Episode 222
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7:15
New Year, New Goals: Resolutions for Your Retirement Success
Ready to make the most of your retirement this year? Join Certified Retirement Counselor Miguel Gonzalez as he shares practical New Year’s resolutions to improve your finances, health, and happiness in retirement.Cortburg Retirement Adv...
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Season 2024
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Episode 221
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4:36
6 Year-End Giving Tips for Tax Savings
In this week's holiday episode, Miguel Gonzalez, Certified Retirement Counselor, shares 6 effective strategies to make the most of your charitable contributions while saving on taxes.Cortburg Retirement Advisors is a boutique financial ...
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Season 2024
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Episode 220
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7:23
12 Days of Year-End Planning
Wrap up the year with confidence! Miguel Gonzalez, CRC, shares 12 quick, actionable steps to get your finances in order before the year ends.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping y...
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Season 2024
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Episode 219
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7:19
How Much Should You Have Saved in Your 401(k) by Now?
Wondering if your 401(k) savings are on track? Learn key benchmarks by age, tips to grow your retirement account, and how to plan for a financially secure future.Cortburg Retirement Advisors is a boutique financial planning firm committ...
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Season 2024
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Episode 218
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8:29
End the Year Strong: Year-End Financial Review Tips
With the year coming to a close, now is the time to review your finances. Miguel Gonzalez shares practical tips to help you save more, reduce taxes, and prepare for a successful financial future.Cortburg Retirement Advisors is a boutiqu...
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Season 2024
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Episode 217
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5:17
5 Holiday Budgeting Strategies to Keep Your Finances Merry and Bright
The holidays can bring joy—and financial stress. In this episode, Miguel Gonzalez, Certified Retirement Counselor, shares 5 practical strategies to help you budget smarter, avoid debt, and enjoy the season without breaking the bank.Cort...
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Season 2024
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Episode 216
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5:45
Get Up to Speed on Retirement: Essential Steps for Financial Security
Are you ready for retirement? Learn how to navigate pension options, 401(k) decisions, and personal savings strategies for long-term financial security. Miguel Gonzalez, CRC, breaks down the key steps you need to take.Cortburg Retiremen...
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Season 2024
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Episode 215
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4:57
Avoid These 5 Common Roadblocks to a Successful Retirement
Join Miguel Gonzalez, a Certified Retirement Counselor, as he shares 5 major risks to avoid on your journey to a secure and comfortable retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping y...
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Season 2024
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Episode 214
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5:25
Trusts Explained: Myths & Benefits
Learn the real benefits of trusts and uncover common misconceptions that hold people back from using this powerful estate planning tool. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you gr...
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Season 2024
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Episode 213
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6:25
Financial Strategies for the Sandwich Generation | Retirement Planning with Miguel Gonzalez
Learn how to manage competing financial responsibilities for aging parents and children while securing your retirement. Miguel Gonzalez shares key tips to ease the financial burden.Cortburg Retirement Advisors is a boutique financial pl...
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Season 2024
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Episode 212
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5:01
How to Protect Your Retirement from Market Volatility | Financial Planning Tips
Learn how to safeguard your retirement savings during market downturns with expert advice from Miguel Gonzalez, Certified Retirement Counselor. Discover strategies for building a cash cushion and balancing investments effectively.
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Season 2024
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Episode 211
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6:09
